Comprehensive Financial Planning
At Kerns Legacy Planning, we believe true wealth extends beyond numbers—it’s about purpose, values, and the legacy you leave behind. Our financial planning process is deeply personal and holistic, designed to align every aspect of your financial life with your long-term vision.
Through thoughtful discovery and ongoing collaboration, we integrate investment strategy, retirement readiness, estate design, tax efficiency, and risk management into a cohesive plan tailored to you and your family. The result is not just financial confidence today, but a framework for sustaining impact across generations.
Our mission: to empower you to make intentional decisions, preserve what matters most, and create a legacy that endures.
$250 one-time fee (Included for Clients)
Investment Consultation
Investment Consultation Services provide clients with personalized guidance and professional insight to help them make informed investment decisions aligned with their goals, risk tolerance, and financial situation.
This service involves a thorough assessment of the client’s current financial position, objectives, and time horizon, followed by tailored recommendations on asset allocation, investment strategy, and portfolio construction. Advisors may also offer analysis of existing holdings, evaluate market opportunities, and provide ongoing education to help clients understand how their investments fit within their broader financial plan.
The goal of investment consultation is not only to enhance portfolio performance but to ensure each investment decision supports the client’s long-term financial success and overall wealth strategy.
$250 one-time fee (Included for Clients)
Portfolio Management
Ongoing Portfolio Optimization is a dynamic investment management approach focused on continuously analyzing and adjusting a portfolio to enhance returns, manage risk, and capitalize on changing market conditions.
Rather than following a static or “set-and-forget” allocation, a core and satellite optimization will use ongoing research, performance monitoring, and quantitative analysis to identify opportunities for improvement. This may include rebalancing asset classes, adjusting sector or geographic exposure, or selecting securities expected to outperform based on market trends and economic indicators.
The objective of portfolio optimization is to maintain the most efficient risk–return balance possible—seeking to achieve superior long-term results while aligning with each client’s unique goals, risk tolerance, and time horizon.
Asset Under Management Fee