At Kerns Legacy Planning, we believe financial planning should be clear, intentional, and built around what matters most to each client.

Wealth planning goes beyond account balances. It involves understanding goals, responsibilities, trade-offs, and the decisions that may affect a client’s future and family. Our focus is on helping clients organize complex financial situations and review how the pieces of their financial life fit together through a thoughtful, long-term planning process.

Kerns Legacy Planning was founded by Robert “Trey” Kerns, CFP®, CRPC®, with the goal of providing a more personal, relationship-driven approach to financial planning. As a sole proprietor, Trey works directly with each client, offering consistent guidance, clear communication, and a deeper understanding of their full financial picture.

Trey began his career with Merrill Lynch and Morgan Stanley, where he developed a foundation in investment strategy, portfolio construction, and comprehensive financial planning. Today, he applies that experience in an independent RIA setting, focused on delivering fiduciary, client-centered advice tailored to each client’s goals and circumstances.

As a CERTIFIED FINANCIAL PLANNER® professional, Trey has met the education, examination, experience, and ethical requirements established by the Certified Financial Planner Board of Standards, Inc., and is committed to acting in his clients’ best interests.

Our approach to investing reflects this philosophy. We primarily utilize professionally managed portfolios built around institutional research, diversification, and disciplined long-term investment processes. This allows us to focus on how the investment strategy fits within the client’s broader financial plan. When appropriate, custom strategies may also be considered to address unique needs, preferences, or constraints.

Above all, our role is to serve as an advisor and planning resource, helping clients review whether their investments, planning decisions, and long-term goals are working together in a clear and coordinated way.

Trey is a graduate of the University of Arizona’s Eller College of Management, where he earned a Bachelor of Science in Finance, and he holds the Chartered Retirement Planning Counselor (CRPC®) designation.

At Kerns Legacy Planning, we partner with individuals, families, and business owners who value clarity, structure, and a long-term approach to building and preserving wealth.