At Kerns Legacy Planning, we believe financial planning should be clear, intentional, and built around what matters most to you.

True wealth goes beyond numbers—it represents security, flexibility, and the ability to make confident decisions for your future and your family. Our focus is on helping clients simplify complex financial situations and bring everything into alignment through a thoughtful, long-term strategy.

Kerns Legacy Planning was founded by Robert “Trey” Kerns, CFP®, CRPC®, with the goal of providing a more personal, relationship-driven approach to financial planning. As a sole proprietor, Trey works directly with each client, offering consistent guidance, clear communication, and a deeper understanding of their full financial picture.

Trey began his career with Merrill Lynch and Morgan Stanley, where he developed a strong foundation in investment strategy, portfolio construction, and comprehensive financial planning. Today, he applies that experience in a more independent setting—focused on delivering objective advice and strategies tailored to each client’s goals.

As a CERTIFIED FINANCIAL PLANNER® professional, Trey has met the education, examination, experience, and ethical requirements established by the Certified Financial Planner Board of Standards, Inc., and is committed to acting in his clients’ best interests.

Our approach to investing reflects this philosophy. We primarily utilize professionally managed portfolios built on institutional research, diversification, and disciplined long-term strategies. This allows us to focus on what matters most—helping you stay aligned with your goals, adapt to change, and make informed financial decisions over time. When appropriate, custom strategies can also be implemented to address unique needs or preferences.

Above all, our role is to serve as your advisor and strategist—ensuring your investments, planning, and long-term goals are working together in a clear and coordinated way.

Trey is a graduate of the University of Arizona’s Eller College of Management, where he earned a Bachelor of Science in Finance, and he holds the Chartered Retirement Planning Counselor (CRPC®) designation.

At Kerns Legacy Planning, we partner with individuals, families, and business owners who value clarity, structure, and a long-term approach to building and preserving wealth.