Kerns Legacy Planning LLC is a registered investment adviser. Advisory services are offered only to clients or prospective clients where the firm and its representatives are properly licensed or exempt from licensure. Registration does not imply a certain level of skill or training. This website is for informational and educational purposes only and does not constitute individualized financial, investment, tax, legal, or estate planning advice. It is not a recommendation to buy or sell any security or pursue any specific investment strategy. Investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. Kerns Legacy Planning LLC does not provide tax or legal advice. Please consult the appropriate professional regarding your specific situation. Client assets are held with qualified third-party custodians. Kerns Legacy Planning LLC does not maintain physical custody of client assets. CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S.